Privacy Policy

Website Privacy Policy

Introduction

The Titan Business Advisors, Inc (dba: Titan Business Advisors) (“Company” or “We”) respect your privacy and are committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit the website www.pbsbrokers.com (our “Website“) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

• On this Website.
• In email, text, and other electronic messages between you and this Website.
• When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:

• Us offline or through any other means, including on any other website operated by Company or any third party (including our affiliates and subsidiaries); or
• Any third party, including through any application or content (including advertising) that may link to or be accessible from or through the Website.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children Under the Age of 16

Our Website is not intended for children under 16 years of age. No one under age 16 may provide any personal information to or on the Website. We do not knowingly collect personal information from children under 16. If you are under 16, do not use or provide any information on this Website or through any of its features, register on the Website, use any of the interactive or features of this Website, or provide any information about yourself to us, including your name, address, telephone number, or email address. If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at info@titanbusinessadvisors.com.

Residents of certain states under 13, 16, or 18 years of age may have additional rights regarding the collection and sale of their personal information.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website, including information:

• By which you may be personally identified, such as name, postal address, email address, telephone number (“personal information“);
• That is about you but individually does not identify you; and/or
• About your internet connection, the equipment you use to access our Website, and usage details.

We collect this information:

• Directly from you when you provide it to us.
• Automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses, and information collected through cookies, and web beacons.

Information You Provide to Us 

The information we collect on or through our Website may include:

• Information that you provide by filling in forms on our Website. This includes information provided at the time of subscribing to e-mail blasts or requesting further services. We may also ask you for information when you report a problem with our Website.
• Records and copies of your correspondence (including email addresses), if you contact us.

Information We Collect Through Automatic Data Collection Technologies 

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

• Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
• Information about your computer and internet connection, including your IP address, operating system, and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking).

The information we collect automatically is only statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences, allowing us to customize our Website according to your individual interests.
• Speed up your searches.
• Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

• Cookies (or browser cookies).A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
• Web Beacons.Pages of our Website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

We do not collect personal information automatically, but we may tie non-personal information collected automatically to personal information about you that we collect from other sources or that you provide to us.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Website and its contents to you.
• To provide you with information, products, or services that you request from us.
• To fulfill any other purpose for which you provide it.
• To notify you about changes to our Website or any products or services we offer or provide though it.
• To allow you to participate in interactive features on our Website.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide as described in this privacy policy:

• To contractors, service providers, and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential
• To fulfill the purpose for which you provide it
• For any other purpose disclosed by us when you provide the information.
• With your consent.

We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our terms of use and other agreements, including for billing and collection purposes.

Choices About How We Use and Disclose Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:

• Tracking Technologies and Advertising.You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this site may then be inaccessible or not function properly.

We do not control third parties’ collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI“) on the NAI’s website.

No Discrimination

Titan Business Advisors will not discriminate against you in the event you exercise any of the rights under your States’ privacy law. Specifically, we will not:

• deny services to you
• charge different fees or rates for services, including through the use of discounts or other benefits or imposing penalties
• provide a different level or quality of services to you
• suggest that you will receive different rates for services or services at a different level or quality.

Changes to Our Privacy Policy

It is our policy to post any changes we make to our privacy policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you through a notice on this page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at:

info@titanbusinessadvisors.com

California Privacy Addendum

This California Privacy Addendum (“Addendum”) supplements The Titan Business Advisors, Inc (dba:Titan Business Advisors) Privacy Policy (“Privacy Policy”) and contains the disclosures required under the California Consumer Privacy Act (“CCPA”) as amended by the Consumer Privacy Protection Act (“CPRA”).  For individuals who are California residents (“consumers”), the CCPA requires certain disclosures about the collection and use of Personal Information. California residents have the right to exercise certain rights regarding their Personal Information as detailed in this Addendum.

What is Personal Information

For California residents, the term “Personal Information” means information that identifies, relates to, describes, is reasonably capable of being associated with or could reasonably be linked, directly or indirectly, with a particular individual or household as defined in the CCPA. All other capitalized terms have the same meanings as given them in the Privacy Statement.

Uses of Your Personal Information

This Addendum provides disclosures with respect to the categories of Personal Information that Titan Business Advisors collects through the Website and our Services, the business or commercial purposes for which such Personal Information was collected, the categories of sources of such Personal Information, and the categories of third parties to whom such Personal Information may have been disclosed in the past twelve (12) months as well as the period or criteria for retention of Personal Information. Titan Business Advisors does not have actual knowledge that it sells or shares the Personal Information of individuals under 16 years of age.

Categories of Personal Information Collected

Personal Information collected about you will vary according to our interactions with you and the products and services we offer. Specific types or examples of Personal Information that could be collected by category are provided below.

Automated Decision-making

We do not use profiling or make any decisions based solely on the automated processing of your Personal Information.

Your Personal Information may be Shared

To the extent we share Personal Information, you have the right to opt out of the sharing of Personal Information; you can do so by contacting us at info@titanbusinessadvisors.com

You may also opt out by broadcasting an Opt-Out Preference Signal, such as the Global Privacy Control (GPC). We honor Opt-Out Preference Signals, including GPC. If you choose to use an Opt-Out Preference Signal, you will need to turn it on for each supported browser or browser extension you use.

Sale of Personal Information

Titan Business Advisors has not sold the Personal Information of any “individual” in the twelve (12) months preceding the effective date of this Addendum.

Rights

If you are a California resident who has provided Personal Information to Titan Business Advisors you have the right to request twice in a twelve-month period the following, subject to any statutory limitations or exceptions:

• categories and specific pieces of Personal Information collected about you
• categories of sources from which your Personal Information is collected
• business or commercial purpose of collecting, sharing, or selling your Personal Information
• categories of third parties to whom your Personal Information was provided
• categories of Personal Information that were sold or shared and the categories of recipients
• deletion of your Personal Information
• correction of your Personal Information
• opt-out of having your Personal Information shared, disclosed, or sold to third parties

How to Submit a Rights Request

To submit a rights request or to have an Authorized Agent make a request on your behalf, please contact us at info@titanbusinessadvisors.com, (949) 228-9949.

Verification

We will need to verify your identity to respond to a rights request, except for requests to opt-out of sharing. If you have an account with us that is password-protected, we may verify your identity through our existing authentication practices for your account. If you do not have an account with us, we can request from you two data points or more of Personal Information to verify your identity depending on the nature of the request. Where you request specific pieces of Personal Information, we may also request a signed declaration under penalty of perjury to attest to/verify your identity.

Authorized Agents

As a California resident, you have the right to designate an authorized agent to exercise the Rights indicated above on your behalf. We will require proof that you have designated the authorized agent to act on your behalf. Specifically, we will require a signed permission demonstrating that the agent has been authorized by you to act on your behalf. In addition, we will ask you to verify your identity directly and confirm that you have provided the agent permission to submit the request. Please contact us at info@titanbusinessadvisors.com  for more information if you wish to submit a request through an agent.

Responses to Requests

Titan Business Advisors will respond to requests as required by applicable law consistent with statutory requirements.
In the case of a request to delete Personal Information, we may use a two-step process for online requests to delete where you must first, submit the request to delete and then second, separately confirm that you want your Personal Information deleted.

We reserve the right to deny a request in the following circumstances and where otherwise permitted by California law:

• agent authorization is not verifiable
• your identity cannot be verified according to the level required
• you exceed the permitted number of requests in a twelve-month period

No Discrimination

Titan Business Advisors will not discriminate against you in the event you exercise any of the rights under California privacy law. Specifically, we will not:

• deny services to you
• charge different fees or rates for services, including through the use of discounts or other benefits or imposing penalties
• provide a different level or quality of services to you
• suggest that you will receive different rates for services or services at a different level or quality.

Accessible Format

This Addendum is available to individuals with disabilities. To access this Addendum in an alternative downloadable format, please contact us at info@titanbusinessadvisors.com.

Do Not Track Signals

Some web browsers incorporate a “do-not-track” or similar feature that signals to websites with which the browser communicates that a visitor does not want to have their online activity tracked. If you have enabled a legally recognized browser-based opt out preference signal (e.g. Global Privacy Control) on your browser, Titan Business Advisors will recognize this preference according to and the extent required by applicable law.

Enforcement and Dispute Resolution

We will investigate and attempt to resolve complaints and disputes regarding our use and disclosure of Personal Information in accordance with this Addendum. We encourage interested persons to raise any concerns with us using the contact information below. Any employee who we determine is in violation of our privacy policies will be subject to our disciplinary process. For more information about how California residents may file a complaint with the California Privacy Protection Agency (“CPPA”) pursuant to the CCPA, see the CPPA’s website.

Merger, Change in Ownership and Other Business Transitions

In the event Titan Business Advisors goes through a business transition, such as a merger, or the acquisition or sale of all or a portion of its assets, your Personal Information may be among the assets transferred.

Addendum or Privacy Statement Changes

Titan Business Advisors reserves the right to amend or modify this Addendum or the Privacy Statement from time to time. We will post any revised Addendum or Privacy Statement on this Site, or a similar website that replaces this Site. By continuing to use any of our Sites, you agree that the terms of this Addendum and the Privacy Statement as of the effective date will apply to information, including Personal Information, previously collected, or collected in the future as permitted by law.

How to Contact Us

Questions, comments or complaints about this Addendum or the Privacy Statement, Privacy Shield certification, or data collection and processing practices can be e-mailed to info@titanbusinessadvisors.com